Money Smart Students 2015

Don't forget to take the Money Smart Student Saving Pledge today! This four part set of financial lesson plans are brought to you in part by Citi and the United Way. Financial literacy is the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, and how he/she invests it. The Teacher's Guide has enrichment activities for Middle and High school students while the Money Smart Owl Book targets elementary students.
Part 1. Needs versus Wants - Do you really need a new pair of jeans or an ice cream cone? Learn how to differentiate between Needs and Wants to start you on the path to being a Money Smart Student.
Part 2. Savings, Investing, and Interest - Learn how to set financial goals, then how to save and invest to achieve those goals.
Part 3. Budgeting - Managing your money effectively requires a detailed plan for saving and spending. This plan is called a budget and a budget will help you attain your financial goal.
Part 4. Credit - Understanding credit will help in the long term to achieve your financial goals.